"I wish I had this as a kid!"

- Our most common comment from parents

No one is born making good financial decisions.

Money has an enormous impact on our lives, yet it is missing from our education. Most of what we learn is from trial, and let's be honest, error. 

What kids don't learn about money will significantly affect their opportunities, outcomes, and levels of health and happiness. 

Watch Intro Video

What this course will do for you

Believe it or not, learning about money can be fun

  • Discover how your Money Personality shows up in your life and what you can do to improve it

  • Explore meaningful career options and different educational pathways to get there

  • Build healthy habits around spending, saving, budgeting and investing

  • Learn how advertising, social media, and technology influence our money behaviors in subtle, but powerful ways

  • Learn practical skills like online banking, paying taxes, evaluating loans, and using digital money apps

Course Curriculum

  • 1


    • Welcome to Money Club

    • Where Are You Now?

  • 2

    Money Attitudes

  • 3


    • Earning is Offense

    • How to Earn Money

    • Checkpoint: Earning 1

    • Wants, Needs & Fears

    • Checkpoint: Earning 2

    • Key Takeaways

    • Earning Reflection

  • 4


    • Spending is Defense

    • Buying Our Identity

    • Checkpoint: Spending 1

    • Defense Against the Dark Arts

    • Checkpoint: Spending 2

    • Key Takeaways

    • Spending Reflection

  • 5


    • Budgeting is the Head Coach

    • Take Off the Blindfold

    • Checkpoint: Budgeting 1

    • Budgeting in Real Life

    • Checkpoint: Budgeting 2

    • Key Takeaways

    • Budgeting Reflection

  • 6

    Money Fundamentals

    • Learn the Rules of the Game

    • Opening a Bank Account

    • Paychecks & Taxes

    • Checkpoint: Fundamentals 1

    • Using Checks & Digital Payment

    • Getting a Loan

    • Checkpoint: Fundamentals 2

  • 7


    • Strategies for Saving

    • Checkpoint: Savings

    • Saving Reflection

  • 8


    • Why Invest?

    • Investing in Stocks

    • Checkpoint: Stocks

    • Investing in Real Estate

    • Checkpoint: Real Estate

    • Key Takeaways

    • Investing Reflection

  • 9

    Investing in Education

    • Learning is Growing

    • Pathways to Specialized Knowledge

    • Checkpoint: Education

    • Everyone's Story is Different

    • "I Wish I Knew That"

    • Key Takeaways

    • Education Reflection

  • 10

    A New Independence

    • A New Independence

    • Let's See What You Learned

The world is changing very fasy

How we earn and spend money is changing fast too

What if it were fun to learn about money?

Money & Independence an interactive online course designed specifically for how teenagers want to learn about money. We use games, interviews, and reflective activities to help young adults identify their values with money, and then teach them how to align their mindset and behaviors to their goals.

Money & Independence meets young adults where they are. Whether it's discovering their money personality, exploring social influence and targeted advertising, or learning how be an entrepreneur, Money & Independence is a course made for young people, by young people.

Money & Independence is a part of the Financial Foundations bundle, along with Online Spending and the Content Cafeteria.